Digital Photography SLR

The day you get a digital SLR camera will change your life. So many buttons and dials and settings! How are you ever going to know what they all do?

Three years ago I invested in my first DSLR camera. I had a passion for digital photography for a long time, and I thought I knew what I do! Shortly after unpacking my new toy, I learned that I had to go a long way before I would be able to shoot stunning images.

For the three months that followed, I exploredeverything - the settings, the lenses, shooting photos at night, accessories and gadgets. The problem was that for every good site out there, there are seven bad ones trying to sell you something! In fact, I probably should have just taken a class at the local college! It would have been a whole lot easier...

What I found is that in order to take great digital photos, you have to understand the inner workings of the camera and how it uses light to capture images. After all, what does Shutter speed to do? It allows you to control how long it is the shutter before taking the picture to open it. Therefore, shutter speed!

A digital SLR (DSLR) is a digital camera, a mechanical system and mirror pentaprism used to direct light from the lens to an optical viewfinder on the back of the camera. The image you see in the viewfinder is a rough idea of the picture you see snap, if and when you press the trigger. DSLR cameras are made by professional photographers still preferredbecause they allow an accurate preview of the frame, more so than the cheaper, lower quality of consumer-grade digital cameras. Even allowing for the photographer to change lenses, which is great for a variety of shots from a camera!

Now that you know, like a DSLR camera is not working, the settings a bit more sense for you?

The beauty of going digital SLR cameras is how the parts are interchangeable. Between Cases, lenses, tripods, remotes and lighting, itThousands of different ways (you adjust your settings and adjust) your photos!

Thanks To : Canon EOS50D NEW DIGITAL CAMERAS CANON SLR adn review the best new digital SLR camera adn review SELF MONEY SELL A BOOK ONLINE HOW TO MAKE MONEY WITH THE GOOGLE ADSENSE HERE IT BOOKSSTORE ONLIE ABUT BOOKS ADSENE BUY IT NOW TO WON. CANON EOS 40 D

Digital Photography SLR

The day you get a digital SLR camera will change your life. So many buttons and dials and settings! How are you ever going to know what they all do?

Three years ago I invested in my first DSLR camera. I had a passion for digital photography for a long time, and I thought I knew what I do! Shortly after unpacking my new toy, I learned that I had to go a long way before I would be able to shoot stunning images.

For the three months that followed, I exploredeverything - the settings, the lenses, shooting photos at night, accessories and gadgets. The problem was that for every good site out there, there are seven bad ones trying to sell you something! In fact, I probably should have just taken a class at the local college! It would have been a whole lot easier...

What I found is that in order to take great digital photos, you have to understand the inner workings of the camera and how it uses light to capture images. After all, what does Shutter speed to do? It allows you to control how long it is the shutter before taking the picture to open it. Therefore, shutter speed!

A digital SLR (DSLR) is a digital camera, a mechanical system and mirror pentaprism used to direct light from the lens to an optical viewfinder on the back of the camera. The image you see in the viewfinder is a rough idea of the picture you see snap, if and when you press the trigger. DSLR cameras are made by professional photographers still preferredbecause they allow an accurate preview of the frame, more so than the cheaper, lower quality of consumer-grade digital cameras. Even allowing for the photographer to change lenses, which is great for a variety of shots from a camera!

Now that you know, like a DSLR camera is not working, the settings a bit more sense for you?

The beauty of going digital SLR cameras is how the parts are interchangeable. Between Cases, lenses, tripods, remotes and lighting, itThousands of different ways (you adjust your settings and adjust) your photos!

Thanks To : Canon EOS50D NEW DIGITAL CAMERAS CANON SLR adn review the best new digital SLR camera adn review SELF MONEY SELL A BOOK ONLINE HOW TO MAKE MONEY WITH THE GOOGLE ADSENSE HERE IT BOOKSSTORE ONLIE ABUT BOOKS ADSENE BUY IT NOW TO WON. CANON EOS 40 D

Market Cheers Over Ugly GDP Report

The stock market and commodities are giddy today on the Third Quarter Advance GDP Estimate which increased at an annualized rate of 3.5%.

Real gross domestic product -- the output of goods and services produced by labor and property located in the United States -- increased at an annual rate of 3.5 percent in the third quarter of 2009, (that is, from the second quarter to the third quarter), according to the "advance" estimate released by the Bureau of Economic Analysis. In the second quarter, real GDP decreased 0.7 percent.

Motor vehicle output added 1.66 percentage points to the third-quarter change in real GDP after adding 0.19 percentage point to the second-quarter change. Final sales of computers subtracted 0.11 percentage point from the third-quarter change in real GDP after subtracting 0.04 percentage point from the second-quarter change.

Real personal consumption expenditures increased 3.4 percent in the third quarter, in contrast to a decrease of 0.9 percent in the second. Durable goods increased 22.3 percent, in contrast to a decrease of 5.6 percent. The third-quarter increase largely reflected motor vehicle purchases under the Consumer Assistance to Recycle and Save Act of 2009 (popularly called, �Cash for Clunkers� Program).

Real exports of goods and services increased 14.7 percent in the third quarter, in contrast to a decrease of 4.1 percent in the second. Real imports of goods and services increased 16.4 percent, in contrast to a decrease of 14.7 percent.

Nondurable goods increased 2.0 percent in the third quarter, in contrast to a decrease of 1.9 percent in the second. Services increased 1.2 percent, compared with an increase of 0.2 percent.

Real exports of goods and services increased 14.7 percent in the third quarter, in contrast to a decrease of 4.1 percent in the second. Real imports of goods and services increased 16.4 percent, in contrast to a decrease of 14.7 percent.

Real federal government consumption expenditures and gross investment increased 7.9 percent in the third quarter, compared with an increase of 11.4 percent in the second. National defense increased 8.4 percent, compared with an increase of 14.0 percent. Nondefense increased 6.8 percent, compared with an increase of 6.1 percent. Real state and local government consumption expenditures and gross investment decreased 1.1 percent, in contrast to an increase of 3.9 percent.

The change in real private inventories added 0.94 percentage point to the third-quarter change in real GDP after subtracting 1.42 percentage points from the second-quarter change. Private businesses decreased inventories $130.8 billion in the third quarter, following decreases of $160.2 billion in the second quarter and $113.9 billion in the first.

Real final sales of domestic product -- GDP less change in private inventories -- increased 2.5 percent in the third quarter, compared with an increase of 0.7 percent in the second.

Disposition of personal income

Current-dollar personal income decreased $15.5 billion (0.5 percent) in the third quarter, in contrast to an increase of $19.1 billion (0.6 percent) in the second.

Personal current taxes increased $4.8 billion in the third quarter, in contrast to a decrease of $119.1 billion in the second. The quarterly pattern of taxes reflected a much smaller decrease in federal withheld income taxes in the third quarter, based on the quarterly pattern of wages and salaries and a leveling off of the effects on withholding rates from the Making Work Pay Credit provision of the American Recovery and Reinvestment Act of 2009. (For more information, see the Technical Note.)

Disposable personal income decreased $20.4 billion (0.7 percent) in the third quarter, in contrast to an increase of $138.2 billion (5.2 percent) in the second. Real disposable personal income decreased 3.4 percent, in contrast to an increase of 3.8 percent.

Personal outlays increased $148.2 billion (5.8 percent) in the third quarter, compared with an increase of $8.2 billion (0.3 percent) in the second. Personal saving -- disposable personal income less personal outlays -- was $364.6 billion in the third quarter, compared with $533.1 billion in the second.

The personal saving rate -- saving as a percentage of disposable personal income -- was 3.3 percent in the third quarter, compared with 4.9 percent in the second.

Cheering Over Ugly Report

Today the market is cheering over what is actually an ugly report.

A misguided Cash-for-Clunkers added a one-time contribution of 1.66 percentage points to GDP. Auto sales have since collapsed so all the program did is move some demand forward.

Government spending increased at 7.9 percent in the third quarter which is certainly nothing to cheer about.

Personal income decreased $15.5 billion (0.5 percent), while real disposable personal income decreased 3.4 percent, in contrast to an increase of 3.8 percent last quarter. Those are horrible numbers.

The savings rate is down, which no doubt has misguided economists cheering, but people spending more than they make is one of the things that got us into trouble.

The only bright spot I can find is exports. However, even there we must not get too excited as imports rose much more.

Markets advance on surprising GDP growth

Reuters is reporting Markets advance on surprising GDP growth

U.S. stocks rallied on Thursday following four losing sessions as data showed the U.S. economy grew faster than expected in the third quarter after more than a year of contraction.

The first estimate of U.S. gross domestic product showed the economy expanded at a 3.5 percent annual rate, unofficially ending the worst recession in 70 years. A Reuters poll last week found economists looking for a 3.3 percent gain, although some recent data led many to trim forecasts this week.

"The data suggests that we're going to see very positive GDP for at least the next two or three quarters," said Hank Smith, chief investment officer at Haverford Trust Company in Philadelphia. "I don't see much chance for negative territory for at least a year."

I am struggling to understand what is surprising other than how bad this all looks once you break down the numbers. The government sloshed trillions around and yet disposable income is down, jobs are horrendously weak, and the only reason GDP rose is wasteful government spending, cash-for-clunkers and extremely unaffordable housing tax credits whose effect is soon going to start diminishing even though the program was just extended.

I see plenty of chances for negative territory or at least extremely anemic growth starting in the second quarter of 2010, if indeed not the first quarter.

Let's see what Christmas brings. I am expecting far weaker numbers than most. In the meantime, let's party even if only for a day or two. Reality is likely to return soon.

Mike "Mish" Shedlock
http://globaleconomicanalysis.blogspot.com
Click Here To Scroll Thru My Recent Post List

Budget Bloodbath In Utah

Hard decisions are in store for state and local governments in Utah as Government budgets worse than anticipated.

The state's bleak finances appear to be even worse than previously thought. The revenue figures for the last three months show the economy is hammering government budgets.

Bob Springmeyer is the president of Bonneville Research. He has been doing economic analysis and planning for local government since 1976. When he saw the quarterly tax revenue numbers for the first three months -- July through September of this fiscal year -- he was stunned.

He said, "This is the first time I've seen this kind of dramatic drop across the board."

No one expected good news, but the real numbers were worse than projected. Taxes in numerous broad categories, for both state and local governments, were down. Springmeyer said, "I think we're going to have a budget bloodbath this next legislative session."

Overall, revenues fell 16 percent, totaling $275 million. Sales and use taxes, which fund general government and higher education, slumped 23 percent, nearly $100 million. Income taxes, which pay for public schools, slid downward $40 million.
Taxes on corporations, the franchise tax, were in free fall, plummeting 73 percent.

He said, "That's one that I think is probably the most scary. That means that businesses are way down, that means employment is going to be down."

It was the same story for local governments. Revenues from public transit, for instance, dipped $11 million. The transient room tax, which supports the Salt Palace and Convention and Visitors Bureau, was off 25 percent.

"Local governments and state government are going to have to make some really hard decisions," he said. "Are we going to raise taxes, or are we going to cut services?

The scary thing is not that tax revenues are plunging but rather the attitudes over what to do about it.

Springmeyer asks "Are we going to bond and do some of the capital improvements, build some of the schools, rebuild some of the capital things we need to get people back to work and get the economy churning again?"

The economy is NOT going to get churning again by spending more money than cities have. Building schools is not the answer when the cost of education is too high already. Building a school creates jobs one time. Everyone has to pay through the nose for it for years to come in staffing and administration costs in addition to paying back the bondholders with interest for the upfront money to build the schools.

Such proposals are economic madness. So are tax increases. Yet .....

Salt Lake City Mayor Corroon proposes property tax increase.

Salt Lake County's mayor is now asking for a $13.4 million property tax increase, despite nixing a similar proposal from the county council months ago. Peter Corroon said the county simply can't cut anymore after trimming jobs, wages, 401(k) contributions, open days at county outdoor pools and Sundays at 10 county recreation centers.

"At some point you have to say there are things we won't sacrifice," Corroon told KSL Newsradio in an interview Wednesday. "I said I won't sacrifice public safety and I won't sacrifice programs for our seniors and our children, so that's where we drew the line."

In prepared remarks to the county council on the budget, Corroon said Salt lake County is now "in the eye of the storm" when it comes to the economic downturn. The 2009 county budget was $801 million. The proposed 2010 budget stands at $638 million.

Corroon said he did not believe the county can cut any further "without harming the essential services" the county has to provide.

Nearly four months ago, Corroon said no to a $5 million tax "shift" proposed by the county council. Corroon says this is also considered a tax "shift" -- switching revenue sources from declining sales tax revenues to a property tax increase voters have already approved.

Mayor Corroon voted against a $5 million property tax increase earlier now wants a $13.4 million increase. Before anyone votes for any tax hikes the city (and its citizens) need to know where the money is going and what they are getting for their tax dollars.

How much in the hole is Salt Lake City anyway? After all, close analysis shows that City of Houston is Bankrupt (So are California, Oregon, and Pension Plans in General).

Could Salt Lake City be in a similar predicament? What about the state? If so, raising taxes sure is not the answer.

Mike "Mish" Shedlock
http://globaleconomicanalysis.blogspot.com
Click Here To Scroll Thru My Recent Post List

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